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Products and Services

Southland Savings Federal Credit Union offers the products and services necessary for us to become your primary financial institution. If we are unable to provide you with a particular product or service you currently have at another financial institution, please let us know. We will investigate the possibility of providing your request as soon as possible!

FREE Checking

At SSFCU, we don't nickel and dime our members with checking fees and service charges. With our FREE CHECKING, there are no monthly charges and no minimum balance requirements. Your checking account can receive direct deposits from your employer and you can obtain an ATM/POS (Point Of Sale) card that can be used to get cash when and where you want it. Your card can also be used anywhere point-of-sale transactions are accepted from the gas station to fast food restaurants to most stores. Now you don't have to carry checks everywhere, and you can still access your checking account. You'll get a statement each month for this account.

Super Shares

When you maintain a minimum balance of just $2,500 in your Super Shares account, you will receive higher dividends than on Regular Shares, and you'll receive them each month.

Individual Retirement Accounts (IRA)

Whether you're just starting out, raising a family or approaching retirement, IRAs can provide tremendous advantages. We offer Traditional and Roth IRAs and Coverdell Education Savings Accounts.

Direct Deposit

Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday. Direct Deposit is a great way to earn the maximum dividends on your money.

Payroll Deduction

Payroll deductions are available from many employers and can be used to deposit funds to your savings, checking, Christmas Club account, or even to another account number here at SSFCU. Payroll deduction is also a convenient way to make your loan payments. Ask your employer about payroll deductions or for more information, call the credit union.

ATM/POS Access

With a credit union ATM card you can access your savings account at any ATM machine that displays either the STAR or CO-OP system logos as well as make deposits at selected locations. If you also have a checking account with the credit union, your card is a dual-featured card that allows you to access your checking account through point-of-sale transactions, as well as at regular ATMs. This means you can use your card at the grocery store to pay for your groceries and get cash back (up to $500.00 per day) at the same time. You can swipe your card to pay for gas without standing in line inside the station. You'll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. Check with us to learn which terminals are available to our members without fees and surcharges.

Auto Loans

Our members count on us to help steer them through the entire auto- buying process. We'll look at your total financial picture to make sure you get into a car and a car payment that you're comfortable with. Our loans are always calculated on the simple-interest method with no penalties for pre-payment.

Auto Repair Loans

As an active member of Southland Savings Federal Credit Union, you can now access loans to repair car issues. Car maintenance and repair services can be costly. If your car breaks down in the middle of the week, and you count on it to commute to work, fixing it is an emergency. Luckily, you can now access direct loans through trusted lenders to fund replacing auto parts or pay a mechanic for a transmission repair service.

We offer

n Same day Loans

n New & used auto loans
n Low rates
n Great terms (up to 100% financing, long repayment terms)
n Pre-approval available
n Refinance options - transfer your loan to us!
n Automatic transfer of monthly payment
n Life and disability insurance coverage

Other Loans

nSignature loans
n Share-secured loans
n RVs, boats, motorcycles, personal watercraft, ATCs, etc.
n Mortgage loans
n Home equity loans


SSFCU does not represent either the third party or the member if the two parties enter into a transaction. Privacy and security policies may differ from those practiced by SSFCU.